Save money, stay healthy”
The amount of money you spend on OPD Treatment rarely or regularly, you can feel endless. There are several methods to reduce the unwanted opd expense which happened on Doctor’s fee and or prescribed medicine. The Patient can reduce significant savings with a few smart steps. Here are 11 ways to protect yourself on higher consultation charges which can give you extra money for other required things.
1. Search for the best patient plan.
There are lots of health plan provided by so many healthcare companies but a patient should check whether that plan is offering wide coverage of almost all doctors such as General Physician, ENT Specialists, Dermatologist, Cardiologist, Chest specialist, Gynecologist, Neurologist and so on.
Most important key to search your good health plan, that should give you the liberty to continue your treatment with your choice of doctor.
2. Check if prescribed medicines covered!
Since medicine is another expense factor which plays a vital role to cure a disease. Therefore this additional key factor that a patient should see in the plan features. Also, check what kind of medicines are covered by them. A user must verify the inclusion or exclusion of the medical coverage.
3. Is your plan cover pre-existing disease and or congenital disease?
Maximum health plans are not covering congenital disease ever. And as per the most health plans, pre-existing disease covered after a certain waiting period crossed. The patient who is suffering from a critical illness (Cancer, HIV, Liver, Kidney, Cardiac condition, ENT, Neuro and so on), must check about their treatment coverage especially in OPD gateway.
4. Is your plan to cover all Consultation charge which you spend in OPD?
“Doctor’s fee” is the first expense which comes before get to know about your illness and treatment process further. Generally, all clinics and doctors charge a fee as in advance. There are several online portals where the user has to pay in advance sometime while booking an appointment with the doctor.
Before making a decision to purchase the health plan or OPD “Treatment” plan you must check whether they are enabling this feature to get your expense back via reimbursement or cashless.
5. Compare the “Patient Benefit Health plan” before your final act!
A patient or user must check all the pros and cons of the plan, these days, there are lots of website wherein you can read reviews about that company or plan. If you are most satisfied patient by such “OPD” Plan you must write a review about your experience because of that matter a lot to others. If you are not “happy”, you should write about your bad experience also.
6. is it tax saving with health saving?
If taxation is there with “preventive” health or OPD treatment plan that would be an additional interesting factor for everyone. Check the tax saving option with U/S 80D or so. Also, check how much premium they are covering under the tax saving section.